On behalf of the Management Board of KRUK S.A., we would like to invite you for 2016 Results Conference Call scheduled for 28th February 2017 (Tuesday) at 15:00 CET (09:00 US (EST) / 14:00 UK). Please see the details attached.

Please confirm your participation by replying to damian.babka@kruksa.pl or to ir@kruksa.pl.

KRUK representatives:

Michał Zasępa, Member of the Management Board and CFO

Tomasz Kałuziak, Head of Investor Relations and Business Development

Damian Bąbka, CFA, Investor Relations and Business Development Manager

28th February 2017 (Wednesday) at 15:00 CET (09:00 US (EST) / 14:00 UK)

International Dial-Ins.

Austria +43 19282201

Hungary +36 14088094

Czech Republic +420 228882950

Poland +48 222953528

Denmark +45 32727701

Romania +40 215293962

Estonia +37 26225738

Sweden +46 850334664

Finland +358 942599700

UK +44 2030432440

France +33 172001510

United States +18 778874163

Germany +49 69222229031

Greece +30 2111981560

All other locations +44 20 30 432 440

Participation PIN Code: 673915#