New option of debt repayments through KRUK points is available since January 2016. It is a significant facilitation for all those who do not use electronic transactions. It also means that long lines and high fees are now historymore
New Year is traditionally a time for making numerous different resolutions. Most people get discouraged quickly though, because they set up ambitions or even unreal goals. The effect is that they often resign from their former intentions.more
Tempting discounts, promotions, sales. Christmas is an intense shopping period, and a period of increased risk of falling into debt.more
The reasons for debt, and also the reasons for not paying overdue financial liabilities are very different. The key issue is not the thickness of the wallet, though, but psychological features, values and convictions related to repaying debt.more
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