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KRUK GROUP
KRUK S.A. is the leader on the debt collection market. During a dozen or so years of activity, our small company employing several employees become an international financial group specialised in the broadly understood area of receivables managements. Currently the Group comprises a number of companies offering a comprehensive, modern, and integrated package of services we are ready to adjust to the needs and expectations of our partner in order to recover their amounts.
MISSION AND VISION
We safeguard compliance with social and legal norms requiring that everyone must fulfil their obligations, always being respectful to people.
  • Values - We live our values in all we do.


  • People - We want to attract people who share our values and believe that the need for progress never ceases, even if we succeed.


  • Lean - We believe in striving to continually improve the efficiency of our processes. We are not afraid to pin down a problem and look for the best solutions.
    • KRUK GROUP STRUCTURE

    KRUK Group consists of KRUK S.A. and 21 subsidiaries.

    MILESTONES
    • 2019
    • 2018
    • 2017
    • 2016
    • 2015
    • 2014
    • 2013
    • 2012
    • 2011
    • 2010
    • 2009
    • 2008
    • 2007
    • 2006
    • 2005
    • 2004
    • 2003
    • 2002
    • 1999
    • 1998
    • KRUK purchased 100% shares of Wonga.pl LLC
    • KRUK purchased 100% shares based on inkaso market Italian company Agecredit S.r.l.,
    • 20th KRUK Anniversary
    • Execution of a EUR 250m revolving facility agreement with a syndicate of four banks to finance further growth in Europe
    • Completing the integration of the acquired Italian and Spanish companies within the KRUK Group
    • KRUK purchased 100% shares of Italian company Credit Base International S.r.l.
    • KRUK Group won a tender on buying the first debt portfolio on the Spanish market
    • KRUK Group has finalised the acquisition of 100% of shares in Presco Investments S.a.r. with their debt portfolio on the Polish market.
    • Establishing two companies operating in the Italian market—Kruk Italia S.r.l and ItaCapital S.r.l—as well as Spain-operating company—Espana S.L.
    • GPW awards KRUK S.A. with “Stock Exchange Company of the Year” title
    • A historic moment in the Czech and Slovak television—KRUK Group has launched its advertisement campaign in these broadcasting channels
    • Establishing KRUK Deutschland GmbH
    • Purchase and servicing a mortage portfolio
    • 15th anniversary of incorporation of the company
    • Setting up Invest Capital Malta company
    • KRUK TFI joins the Group
    • Debut on WSE and Catalyst
    • Company expands to the Czech and Slovakian markets
    • First TV campaign targeted at people with debts
    • The first edition of Day without Debts
    • Development of new services, implementation of pro-settlement strategy
    • Establishment of KRUK România SRL
    • Poland’s first full securitization of receivables is closed
    • KRUK goes public and joins KPF (Conference of Financial Companies in Poland)
    • Establishment of detective agency
    • First version of the Delfin system implemented
    • Establishment of law firm dedicated to the debt collection process
    • Dynamic development of the company as KRUK becomes No 1 on the debt collection services market
    • Company establishment
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