The KRUK Group is one of the largest debt management companies in Europe, founded in 1998 in Wrocław. The Group manages debt portfolios in Poland, Romania, Italy, and Spain and also holds assets in France. The Group's main business line is the collection of purchased debt for its own account, primarily unsecured retail debt. Additionally, the Group provides debt management services on commission in Poland, Spain, and Italy and offers consumer loans in Poland and Romania.

KRUK S.A. shares are listed on the Warsaw Stock Exchange (GPW), while its bonds are traded on Catalyst and Nasdaq in Sweden. The company's shares are included in the WIG20 index. The Group employs over 3,500 full-time employees (FTE) and collaborates with the largest financial institutions in Europe.