Claim assignment agreements executed on the Italian market

Further to press release of February 18th, 2026, the Management Board of KRUK S.A. (the Issuer) announces that today, the Issuer’s subsidiary Kruk Investimenti s.r.l. of Milan (the Buyer) has signed agreements (Agreements) with one of primary financial institutions in Italy providing for the purchase of unsecured retail debt portfolios with an aggregate nominal value up to EUR 278m (PLN 1,191.7m translated at the average exchange rate quoted by the National Bank of Poland for March 23rd, 2026) comprising:

• Stock portfolio with an aggregate nominal value up to EUR 203m (PLN 870.2 m translated at the average exchange rate quoted by the National Bank of Poland for March 23rd, 2026) and:
• Forward flows portfolio with an aggregate nominal value up to EUR 75m (321.5 m translated at the average exchange rate quoted by the National Bank of Poland for March 23rd, 2026) which will be purchased in tranches starting from June to December 2026.