Expenditure on and recoveries from debt portfolios
In line with the adopted disclosure policy, KRUK S.A. (KRUK, the Company) discloses the amount of expenditure on and recoveries from the management of debt portfolios purchased by the KRUK Group.
Q2 2025
The nominal value of debt purchased by the Group |
||
Q2 2025 |
Q2 2024 |
change |
PLN 2581m |
PLN 3608m |
-28% |
The expenditure on debt portfolios purchased by the Group |
||
Q2 2025 |
Q2 2024 |
change |
PLN 577m |
PLN 565m |
+2% |
The recoveries from the management of purchased portfolios purchased by the Group |
||
Q2 2025 |
Q2 2024 |
change |
PLN 987m |
PLN 883m |
+12% |
Deviation between actual and projected recoveries* |
||
Q2 2025 PLN 75,8m |
||
Percentage deviation between actual and projected recoveries** |
||
Q2 2025 8% |
IH 2025
The nominal value of debt purchased by the Group |
||
IH 2025 |
IH 2024 |
change |
PLN 3670m |
PLN 5824m |
-37% |
The expenditure on debt portfolios purchased by the Group |
||
IH 2025 |
IH 2024 |
change |
PLN 805m |
PLN 900m |
-11% |
The recoveries from the management of purchased portfolios purchased by the Group |
||
IH 2025 |
IH 2024 |
change |
PLN 1910m |
PLN 1738m |
+10% |
*Position „Deviation between actual and projected recoveries, decreases on early collections in collateralised cases, payments from original creditor” in the financial statements.
**Percentage deviation between actual and projected recoveries determined as the ratio of deviation between actual and projected recoveries’* to the difference between ‘actual recoveries’ and ‘deviation between actual and projected recoveries’*.
The finally determined financial results for IH 2025 will be disclosed in the report of the KRUK Group for IH 2025, scheduled for issue on August 26th 2025.