08/04/2026

Expenditure on and recoveries from debt portfolios

In line with the adopted disclosure policy, KRUK S.A. discloses the amount of expenditure on and recoveries from the management of debt portfolios purchased by the KRUK Group (Group).

Q1 2026

 

The nominal value of debt purchased by the Group

 

Q1 2026

Q1 2025

change

 

PLN 1,740m

PLN 1,089m

60%

 

The expenditure on debt portfolios purchased by the Group

 

Q1 2026

Q1 2025

change

 

PLN  513m

PLN  229m

124%

 

The recoveries from the management of purchased portfolios purchased by the Group

 

Q1 2026

Q1 2025

change

 

PLN 971m

PLN 923m

5%

                                Deviation between actual and projected recoveries*

Q1 2026

PLN 34m

Percentage deviation between actual and projected recoveries**

Q1 2026

4%

 

 *Position „Deviation between actual and projected recoveries, decreases on early collections in collateralised cases, payments from original creditor” in the financial statements.

**Percentage deviation between actual and projected recoveries determined as the ratio of deviation between actual and projected recoveries’* to the difference between ‘actual recoveries’ and ‘deviation between actual and projected recoveries’*.

The finally determined financial results for Q1 2026 will be disclosed in the report of the KRUK Group for Q1 2026, scheduled for issue on April 29th 2026.

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