Interim Reports 1Q 2025
The Management Board of KRUK S. A. publishes KRUK Group’s report for the period January 1st- March 31st 2025, issued on April 28th 2025.
The report consists of three parts:
- KRUK Group FS Q1 2025_1part
- KRUK FS Q1 2025_2part
- KRUK's Q1 2025 additional information_3part
Financial highlights
|
Financial highlights |
PLN ‘000 |
EUR ‘000 |
||
|
For the period |
1 Jan–31 Mar 2025 unaudited |
1 Jan–31 Mar 2024 unaudited |
1 Jan–31 Mar 2025 unaudited |
1 Jan–31 Mar 2024 unaudited |
|
Revenue |
802,199 |
748,137 |
191,694 |
173,136 |
|
Operating profit |
393,417 |
418,003 |
94,011 |
96,735 |
|
Profit before tax |
280,745 |
325,484 |
67,087 |
75,324 |
|
Net profit attributable to owners of the Parent |
251,625 |
338,334 |
60,128 |
78,298 |
|
Net cash from operating activities |
445,227 |
231,580 |
106,391 |
53,593 |
|
Purchase of debt portfolios at prices as per agreement |
228,806 |
335,198 |
54,675 |
77,572 |
|
Cash recoveries |
923,435 |
854,321 |
220,664 |
197,709 |
|
Net cash from investing activities |
(22,386) |
(711) |
(5,349) |
(165) |
|
Net cash from financing activities |
(408,688) |
(334,488) |
(97,660) |
(77,408) |
|
Net change in cash |
14,153 |
(103,619) |
3,382 |
(23,980) |
|
Diluted earnings per share (PLN/EUR) |
12.35 |
16.55 |
2.95 |
3.83 |
|
Average number of shares (‘000) |
19,386 |
19,319 |
19,386 |
19,319 |
|
Earnings per share (PLN/EUR) |
12.98 |
17.51 |
3.10 |
4.05 |
|
|
|
|
|
|
|
As at |
31 Mar 2025 unaudited |
31 Dec 2024 |
31 Mar 2025 unaudited |
31 Dec 2024 |
|
Total assets |
11,652,331 |
11,648,879 |
2,785,041 |
2,726,159 |
|
Non-current liabilities |
6,319,326 |
6,504,482 |
1,510,391 |
1,522,228 |
|
Current liabilities |
554,577 |
615,740 |
132,550 |
144,100 |
|
Equity |
4,778,428 |
4,528,657 |
1,142,099 |
1,059,831 |
|
Share capital |
19,396 |
19,382 |
4,636 |
4,536 |
|
Book value per ordinary share |
246.36 |
233.65 |
58.88 |
54.68 |
The interim report for the first quarter has not been reviewed by the company’s auditor.