Interim Reports 1Q 2026
The Management Board of KRUK S. A. publishes KRUK Group’s report for the period January 1st- March 31st 2026, issued on April 28th 2026.
The report consists of three parts:
- KRUK Group FS Q1 2026_1part
- KRUK FS Q1 2026_2part
- KRUK's Q1 2026 additional information_3part
Financial highlights
|
Financial highlights |
PLN ‘000 |
EUR ‘000 |
||
|
For the period |
1 Jan–31 Mar 2026 unaudited |
1 Jan–31 Mar 2025 unaudited |
1 Jan–31 Mar 2026 unaudited |
1 Jan–31 Mar 2025 unaudited |
|
Revenue |
783,431 |
802,199 |
184,689 |
191,694 |
|
Operating profit |
384,482 |
393,417 |
90,639 |
94,011 |
|
Profit before tax |
270,840 |
280,745 |
63,849 |
67,087 |
|
Net profit attributable to owners of the Parent |
262,290 |
251,625 |
61,833 |
60,128 |
|
Net cash from operating activities |
124,651 |
445,227 |
29,386 |
106,391 |
|
Purchase of debt portfolios at prices as per agreement |
512,998 |
228,806 |
120,936 |
54,675 |
|
Cash recoveries |
971,209 |
923,435 |
228,956 |
220,664 |
|
Net cash from investing activities |
(31,109) |
(22,386) |
(7,334) |
(5,349) |
|
Net cash from financing activities |
60,915 |
(408,688) |
14,360 |
(97,660) |
|
Net change in cash |
154,457 |
14,153 |
36,412 |
3,382 |
|
Diluted earnings per share (PLN/EUR) |
12.66 |
12.35 |
2.99 |
2.95 |
|
Average number of shares (‘000) |
19,492 |
19,386 |
19,492 |
19,386 |
|
Earnings per share (PLN/EUR) |
13.46 |
12.98 |
3.17 |
3.10 |
|
|
|
|
|
|
|
As at |
31 Mar 2026 unaudited |
31 Dec 2025 |
31 Mar 2026 unaudited |
31 Dec 2025 |
|
Total assets |
13,567,735 |
13,032,173 |
3,163,085 |
3,083,297 |
|
Non-current liabilities |
7,138,752 |
7,075,799 |
1,664,278 |
1,674,072 |
|
Current liabilities |
793,521 |
629,910 |
184,996 |
149,031 |
|
Equity |
5,635,462 |
5,326,464 |
1,313,811 |
1,260,194 |
|
Share capital |
19,492 |
19,492 |
4,544 |
4,612 |
|
Book value per ordinary share |
289.12 |
273.26 |
67.40 |
64.65 |
The interim report for the first quarter has not been reviewed by the company’s auditor.