Interim Reports 2Q 2025
The Management Board of KRUK S. A. publishes KRUK Group’s report for the period January 1st- June 30th 2025, issued on August 26th 2025.
The report consists of three parts:
- KRUK Group FS H1 2025_1part
- KRUK FS H1 2025_2part
- KRUK's H1 2025 additional information_3part
- Grupa Kruk Report HY2025_ENG
- Kruk SA Report HY2025_ENG
Financial highlights
|
Financial highlights |
PLN ‘000 |
EUR ‘000 |
||
|
For the period |
1 Jan–30 Jun 2025 unaudited |
1 Jan–30 Jun 2024 unaudited |
1 Jan–30 Jun 2025 unaudited |
1 Jan–30 Jun 2024 unaudited |
|
Revenue |
1,599,696 |
1,480,569 |
379,003 |
343,448 |
|
Operating profit |
804,059 |
770,686 |
190,499 |
178,776 |
|
Profit before tax |
585,365 |
586,023 |
138,686 |
135,940 |
|
Net profit attributable to owners of the Parent |
584,018 |
602,657 |
138,367 |
139,798 |
|
Net cash from operating activities |
398,482 |
333,475 |
94,409 |
77,356 |
|
Purchase of debt portfolios at prices as per agreement |
805,454 |
899,729 |
190,830 |
208,710 |
|
Cash recoveries |
1,910,305 |
1,737,547 |
452,593 |
403,059 |
|
Net cash from investing activities |
(40,849) |
(5,445) |
(9,678) |
(1,263) |
|
Net cash from financing activities |
(306,293) |
(535,446) |
(72,568) |
(124,207) |
|
Net change in cash |
51,340 |
(207,416) |
12,164 |
(48,114) |
|
Diluted earnings per share (PLN/EUR) |
28.71 |
29.46 |
6.80 |
6.83 |
|
Average number of shares (‘000) |
19,392 |
19,319 |
19,392 |
19,319 |
|
Earnings per share (PLN/EUR) |
30.12 |
31.20 |
7.14 |
7.24 |
|
|
|
|
|
|
|
As at |
30 Jun 2025 unaudited |
31 Dec 2024 |
30 Jun 2025 unaudited |
31 Dec 2024 |
|
Total assets |
12,098,925 |
11,648,879 |
2,852,242 |
2,726,159 |
|
Non-current liabilities |
6,491,260 |
6,504,482 |
1,530,272 |
1,522,228 |
|
Current liabilities |
844,361 |
615,740 |
199,053 |
144,100 |
|
Equity |
4,763,304 |
4,528,657 |
1,122,918 |
1,059,831 |
|
Share capital |
19,403 |
19,382 |
4,574 |
4,536 |
|
Book value per ordinary share |
245.49 |
233.65 |
57.87 |
54.68 |