Interim Reports 2Q 2026
The Management Board of KRUK S. A. publishes KRUK Group’s report for the period January 1st- June 30th 2026, issued on August 26th 2026.
The report consists of three parts:
- KRUK Group FS H1 2026_1part
- KRUK FS H1 2026_2part
- KRUK_DRO_H1_2026_3part
- Grupa Kruk Report HY2026_ENG
- Kruk SA Report HY2026_ENG
Financial highlights
|
Financial highlights |
PLN ‘000 |
EUR ‘000 |
||
|
For the period |
1 Jan–30 Jun 2026 unaudited |
1 Jan–30 Jun 2025 unaudited |
1 Jan–30 Jun 2026 unaudited |
1 Jan–30 Jun 2025 unaudited |
|
Revenue |
1,572,305 |
1,599,696 |
369,763 |
379,003 |
|
Operating profit |
785,213 |
804,059 |
184,660 |
190,499 |
|
Profit before tax |
590,233 |
585,365 |
138,807 |
138,686 |
|
Net profit attributable to owners of the Parent |
554,616 |
584,018 |
130,430 |
138,367 |
|
Net cash from operating activities |
421,299 |
398,482 |
99,078 |
94,409 |
|
Purchase of debt portfolios at prices as per agreement |
864,192 |
805,454 |
203,234 |
190,830 |
|
Cash recoveries |
2,010,573 |
1,910,305 |
472,831 |
452,593 |
|
Net cash from investing activities |
(65,312) |
(40,849) |
(15,360) |
(9,678) |
|
Net cash from financing activities |
(314,021) |
(306,293) |
(73,849) |
(72,568) |
|
Net change in cash |
41,966 |
51,340 |
9,869 |
12,164 |
|
Diluted earnings per share (PLN/EUR) |
26.74 |
28.71 |
6.29 |
6.80 |
|
Average number of shares (‘000) |
19,510 |
19,392 |
19,510 |
19,392 |
|
Earnings per share (PLN/EUR) |
28.43 |
30.12 |
6.69 |
7.14 |
|
|
|
|
|
|
|
As at |
30 Jun 2026 unaudited |
31 Dec 2025 |
30 Jun 2026 unaudited |
31 Dec 2025 |
|
Total assets |
13,535,145 |
13,032,173 |
3,150,419 |
3,083,297 |
|
Non-current liabilities |
7,006,353 |
7,075,799 |
1,630,788 |
1,674,072 |
|
Current liabilities |
1,003,595 |
629,910 |
233,595 |
149,031 |
|
Equity |
5,525,197 |
5,326,464 |
1,286,036 |
1,260,194 |
|
Share capital |
19,543 |
19,492 |
4,549 |
4,612 |
|
Book value per ordinary share |
282.72 |
273.26 |
65.81 |
64.65 |