Interim Reports 4Q 2024

Financial highlights

PLN ‘000

EUR ‘000

For the period

1 Jan–31 Dec 2024 unaudited

1 Jan–31 Dec 2023

1 Jan–31 Dec 2024 unaudited

1 Jan–31 Dec 2023

Revenue

2,907,553

2,592,580

675,515

572,516

Operating profit

1,412,434

1,327,158

328,153

293,074

Profit before tax

1,010,405

1,037,474

234,749

229,104

Net profit attributable to owners of the Parent

1,073,954

983,934

249,513

217,281

Net cash from operating activities

(499,135)

(785,251)

(115,965)

(173,406)

Purchase of debt portfolios at prices as per agreement

2,827,896

2,972,231

657,009

656,353

Cash recoveries

3,536,311

3,062,473

821,595

676,281

Net cash from investing activities

(36,409)

(23,328)

(8,459)

(5,151)

Net cash from financing activities

361,873

994,880

84,074

219,698

Net change in cash

(173,671)

186,301

(40,349)

41,141

Diluted earnings per share (PLN/EUR)

52.43

48.37

12.18

10.68

Average number of shares (‘000)

19,338

19,319

19,338

19,319

Earnings per share (PLN/EUR)

55.54

50.93

12.90

11.25

As at

31 Dec 2024 unaudited

31 Dec 2023

31 Dec 2024 unaudited

31 Dec 2023

Total assets

11,648,879

9,928,505

2,726,159

2,283,465

Non-current liabilities

6,504,482

5,385,216

1,522,228

1,238,550

Current liabilities

615,740

752,479

144,100

173,063

Equity

4,528,657

3,790,810

1,059,831

871,851

Share capital

19,382

19,319

4,536

4,443

Book value per ordinary share

233.65

196.22

54.68

45.13