Preliminary estimates of the KRUK Group's financial results for the fourth quarter of 2023

Having been notified, on February 22nd 2024, of the preliminary estimate of the consolidated net result of the KRUK Group for the fourth quarter of 2023 , the Management Board of KRUK S.A. (the “Company”) has decided to announce the results to the public:

• estimated consolidated net profit of the KRUK Group for 4q2023 was: PLN 256m (for the period from January 1st to December 31st, 2023 was: PLN 1,012m);
• estimated cash EBITDA of the KRUK Group for 4q2023 was: PLN 484m (for the period from January 1st to December 31st, 2023 was: PLN 2,104m);
• estimated net debt to cash EBITDA ratio of the KRUK Group on the end of 4q2023 was: 2.4;

The above figures are subject to change.

The unaudited financial data will be disclosed in the KRUK Group’s consolidated report for the fourth quarter of 2023, slated for release on February 27th 2024. The audited data will be disclosed in the consolidated report of the KRUK Group for 2023, scheduled for issue on March 27th 2024.