Current Report No. 46/2018: Claim assignment agreement executed on the Spanish market

Further to Current Report No. 40/2018 of November 16th 2018, the Management Board of KRUK S.A. (the Company) announces that today, December 14th 2018, the Company’s subsidiary, InvestCapital Ltd., Malta has signed sale and purchase agreement (Agreement) with Bankia S.A., Valencia and BFA Tenedora de Acciones S.A.U., Madrid. The Agreement provides for the purchase of receivables due to unsecured consumer loans and small and medium-sized enterprises with a total face value EUR 246m (or PLN 1,06bn at the mid-rate quoted by the National Bank of Poland for December 14th 2018).