Current Report No. 46/2020: Information on transactions in KRUK S.A. shares

Acting pursuant to Art. 70.1 of the Act on Public Offering, Conditions Governing the Introduction of Financial Instruments to Organised Trading, and Public Companies of July 29th 2005, the Management Board of
KRUK S.A. _the Company_ announces that on November 26th 2020 it received a notification _Notification_ from Morgan Stanley & Co. International plc, of the transactions in the Company's shares. The Notification is attached to this report.

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