Current Report No. 48/2024: Preliminary estimates of the KRUK Group's financial results for the first half of 2024

Having been notified, on August 23rd 2024, of the preliminary estimate of the consolidated net result of the KRUK Group for the first half of 2024, the Management Board of KRUK S.A. (the “Company”) has decided to announce the results to the public:

• estimated consolidated net profit of the KRUK Group for the period from January 1st to June 30th 2024 was PLN 603m;
• estimated cash EBITDA of the KRUK Group for the period from January 1st to June 30th 2024 was PLN 1,191m;
• estimated net debt to cash EBITDA ratio of the KRUK Group on the end of first half of 2024 was: 2.4;

The above figures are subject to change.

The finally determined financial results will be disclosed in the KRUK Group’s consolidated report for the first half of 2024, slated for release on August 27th 2024.