Current Report No. 55/2025: Expenditure on and recoveries from debt portfolios
In line with the adopted disclosure policy, KRUK S.A. (KRUK, the Company) discloses the amount of expenditure on and recoveries from the management of debt portfolios purchased by the KRUK Group.
Q3 2025
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The nominal value of debt purchased by the Group |
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Q3 2025 |
Q3 2024 |
change |
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|
PLN 2,767m |
PLN 3,360m |
-18% |
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The expenditure on debt portfolios purchased by the Group |
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Q3 2025 |
Q3 2024 |
change |
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|
PLN 622m |
PLN 743m |
-16% |
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The recoveries from the management of purchased portfolios purchased by the Group |
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Q3 2025 |
Q3 2024 |
change |
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|
PLN 1,011m |
PLN 864m |
+17% |
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Deviation between actual and projected recoveries* |
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Q3 2025 PLN 64.23 m |
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Percentage deviation between actual and projected recoveries** |
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Q3 2025 7% |
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I-IIIQ 2025
|
The nominal value of debt purchased by the Group |
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|
I-IIIQ 2025 |
I-IIIQ 2024 |
change |
|
PLN 6,437m |
PLN 9,183m |
-30% |
|
The expenditure on debt portfolios purchased by the Group |
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I-IIIQ 2025 |
I-IIIQ 2024 |
change |
|
PLN 1,427m |
PLN 1,643m |
-13% |
|
The recoveries from the management of purchased portfolios purchased by the Group |
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I-IIIQ 2025 |
I-IIIQ 2024 |
change |
|
PLN 2,921m |
PLN 2,602m |
+12% |
*Position „Deviation between actual and projected recoveries, decreases on early collections in collateralised cases, payments from original creditor” in the financial statements.
**Percentage deviation between actual and projected recoveries determined as the ratio of deviation between actual and projected recoveries’* to the difference between ‘actual recoveries’ and ‘deviation between actual and projected recoveries’*.
The finally determined financial results for 3Q 2025 will be disclosed in the report of the KRUK Group for 3Q 2025, scheduled for issue on October 29th 2025.