Current Report No. 68/2013: Expenditure incurred on debt portfolios purchased by the KRUK Group in Q3 2013

Date of the report: October 10th 2013

Subject: Expenditure incurred on debt portfolios purchased by the KRUK Group in Q3 2013

Legal basis: Art. 56.1.2 of the Public Offering Act – current and periodic information

Text of the report:

In connection with the disclosure policy launched and described in Current Report No. 39/2012 of October 10th 2012, the Management Board of KRUK S.A. (the “Company”) reports that on October 10th 2013 it adopted a resolution specifying the nominal value of debt portfolios purchased in Q3 2013 and the amount of related capital expenditure. The total value of expenditure incurred on debt portfolios purchased by the KRUK Group (the “Group”) in Poland and abroad in Q3 2013 amounted to PLN 101m. The nominal value of debt portfolios purchased by the Group in the period amounted to PLN 1.15bn. In comparison, the total value of expenditure on debt portfolios purchased by the Group in Poland and abroad in Q3 2012 was PLN 93m, with the nominal value of the debt amounting to PLN 1.4bn.

The total capital expenditure incurred by the KRUK Group to purchase debt portfolios in Q1–Q3 2013 was PLN 285m. The nominal value of debt portfolios purchased by the Group in the period amounted to PLN 2.8bn. In comparison, the total value of expenditure on debt portfolios purchased by the Group in Poland and abroad in Q1–Q3 2012 was PLN 189m, with the nominal value of the debt amounting to PLN 2.5bn.

The Company further reports that full disclosure of the financial results achieved by the Company and the Group in the third quarter of the financial year 2013 will be provided in the extended consolidated periodic report for Q3 2013, scheduled for publication on November 13th 2013.

Detailed legal basis: Par. 5.1.25 of the Regulation of the Minister of Finance of February 19th 2009 on current and periodic information to be published by issuers of securities […].