Current Report No. 97/2016: Allotment of unsecured bearer bonds of KRUK S.A.

Further to Current Report No. 95/2016 of October 14th 2016 on the issue of bonds, the Management Board of KRUK S.A. (the “Company”, the “Issuer”) announces that on October 18th 2016 it became aware of successful placement by the Dealer, acting on behalf of the Issuer, of the Series AA4 and AA5 unsecured bearer bonds (the “Bonds”) and their entry in the Depositary Register. Based on the information, the Company’s Management Board concluded that the Bond issue was successful and that 75,000 Bonds Series AA4 and 75,000 Bonds Series AA5 had been allotted, each with a nominal value per bond equal to the issue price of PLN 1,000 (with a total value amounting to PLN 150m). The interest rate on Series AA4 Bonds has been set at the WIBOR rate for three-month inter-bank deposits plus 3.25 percentage points per year, while the interest rate on Series AA5 Bonds has been set at the WIBOR rate for three-month inter-bank deposits plus 2.5 percentage points per year.