Debt due to insurance
One of the reasons of getting into debt are unpaid insurance premiums. This is quite an issue we are struggling with apart from the failure to repay credits, loans, and bills for telecommunications services. It turns out that it stems from our lack...
Statute of limitations does not make the debt disappear
The term "statute of limitations" is often equated with annulment. With respect to debt, it frequently give a feeling that the problem has disappeared. Meanwhile, it is a false impression and does not allow for erasing your credit...
Mortgage in trouble. How to solve the problem?
If, due to delays in mortgage payments your bank has transferred your debt to a debt collection company - do not panic! It is becoming a common practice nowadays, and it can prove to be just the right solution to your problem.
Taking a mortgage...
The lower the debt, the easier to repay it
Many Poles do not have loans for large sums but are burdened with numerous minor debts. They result from instalments not paid on time, bills as well as fines and penalties. It is advisable to start acting before the debts increase and become...
Can my debt be sold?
Polish people are taking loans more and more often and more willingly. At the same time, more and more people face the problem with paying them off. It often occurs their cases end up at debt servicing companies. This may mean that the debt has been...
How to have an economical home
Poles believe that they did not get appropriate financial knowledge in childhood, which has a negative impact on the way in which they manage money and the household budget in adulthood. That is why it is worth to learn about the methods which will...
Stress related to debt
People who get into debt tend also to become stressed. They feel anxiety, they are absent-minded, often become angry, and have trouble with staying focused.
Moreover, stress has a destructive influence on their relations with family, friends, and...
How to repair a student budget?
A new academic year has started and along came more expenses. For some these are the first steps towards adulthood. Where to get money for everyday expenses, learning, and entertainment? Group KRUK tells you how to keep records on household...